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He looks the whole world in the face for he owes not any man. --Henry Wadsworth Longfellow

The only man who sticks closer to you in adversity than a friend is a creditor. --Author Unknown

Who goeth a borrowing
Goeth a sorrowing.
--Thomas Tusser

Before borrowing money from a friend, decide which you need most. --American Proverb

Wouldst thou shut up the avenues of ill,
Pay every debt as if God wrote the bill.
--Ralph Waldo Emerson

In God we trust; all others must pay cash. --American Saying

Creditors have better memories than debtors. --Benjamin Franklin

Promises make debt, and debt makes promises. --Dutch Proverb

Another way to solve the traffic problems of this country is to pass a law that only paid-for cars be allowed to use the highways. --Will Rogers

Debt, n.  An ingenious substitute for the chain and whip of the slavedriver. --Ambrose Bierce, The Devil's Dictionary, 1911

Debt is the worst poverty. --Thomas Fuller, Gnomologia, 1732

Buy what thou hast no Need of and ere long thou shalt sell thy Necessaries. --Benjamin Franklin

There are plenty of ways to get ahead.  The first is so basic I'm almost embarrassed to say it:  spend less than you earn. --Paul Clitheroe

No man's credit is as good as his money. --E.W. Howe, Sinner Sermons

Who recalls when folks got along without something if it cost too much? --Kin Hubbard

Today, there are three kinds of people:  the have's, the have-not's, and the have-not-paid-for-what-they-have's. --Earl Wilson

Christmas is the season when you buy this year's gifts with next year's money. --Author Unknown

When a man is in love or in debt, someone else has the advantage. --Bill Balance

Credit buying is much like being drunk.  The buzz happens immediately and gives you a lift.... The hangover comes the day after. --Joyce Brothers

Bankruptcy stared me in the face, but one thought kept me calm; soon I'd be too poor to need an anti-theft alarm. --Gina Rothfels

Oh, for the good old days when people would stop Christmas shopping when they ran out of money. --Author Unknown